Privacy Policy / Terms of Use

Thank you for visiting CreditAndDebt.com. Please take some time to review our privacy policy and terms of use. It is important for you to know how we share your information with our affiliates. We want to do everything in our power to make sure the processes we use are fair and equitable. By visiting our site and completing an application you agree to the conditions mentioned below.

1. Personal Information we collect from you will only be shared with a maximum of 3 companies per request, for the service that you specifically designate by completing the appropriate form. For example, if you complete our "Quick Mortgage Application" form, you have the chance of being contacted by 3 mortgage companies at a maximum, and, in come cases where state restriction limits us to referring your information, no mortgage company would contact you. The time frame at which your information is transferred my be up to 90 days after completing the application. In most cases, we will refer your name only once.

2. We collect nonpublic personal information about you from the following sources: information that we receive from you on our Internet applications or other affiliated Internet forms; our affiliates or others. We do not disclose any nonpublic personal information about our consumers, or former customers to anyone, except as permitted by law. We restrict access to nonpublic personal information about you to those employees who need to know that information to provide the requested products or services to you. We maintain physical, electronic and procedural safeguards that comply with federal regulations to guard your nonpublic personal information. If you have any questions regarding our privacy policy, please email us.

3. Our company acts as a referral service for other finance companies. We do not service any of the products we offer on our site, but refer your information out to companies better qualified to assist you with your request. Companies we refer to may be (depending upon which service you choose) Mortgage Brokers, Mortgage Lenders, licensed Mortgage Marketing Companies, Debt Consolidation Companies, Credit Restoration Companies.

We hope your experience with us will benefit your finances in many ways, and you come back to visit us very soon!

Questions? Send us an email and we will reply within 24-48 hours.